[170818] Medical Insurance 의료 보험

Talk about medical insurance in Korea.

In Korea, the National Health Insurance Service is mandatory for everyone.

-> National Health Insurance Service 국민건강보험

Under this program, people receive deductions for a significant portion of medical treatment costs.

-> receive deductions 비용을 공제받다, a significant portion of ~의 상당 부분

They also get benefits when receiving health check-ups.

-> receive a health check-up 건강검진을 받다.

However, many people also enroll in private health insurance because major surgeries and inpatient treatment are often not covered.

-> enroll in private health insurance 사보험에 가입하다, major surgery 큰 수술, 

    inpatient treatment 입원 치료, outpatient treatment 통원 치료

Major afflictions are costly and have long recovery times, so private insurance is very helpful.

-> major affliction 중대 질병, be costly 비용이 많이 들다, recovery time 회복 기간

Of course, coverage is very different depending on insurance plan, and insurance premiums can vary wildly.

-> coverage (보험) 보장, insurance premium 보험료

Taking everything into account, insurance costs are a burden since people must enroll in public and private health insurance.

-> take everything into account 종합적으로 고려하다, 이것 저것 다 따져 보다

Also, insurance claims are increasing because of excessive enrollment in insurance plans.

-> insurance claims 보험 청구

This is one of the reasons why medical costs in Korea are rising these days.