[170814] Mortgage 주택담보대출

Talk about when you got a mortgage.

Recently, I took out the mortgage to buy a house.

First, I went to my primary bank to receive a consultation.

-> receive a consultation 상담을 받다.

There was a property evaluation of the house I wanted to buy.

They calculated an interest rate based on my fixed income, transaction history, and credit level 

I was able to receive a loan for 60% of the total cost of the house.

I will repay the loan through level payments on capital and interest.

-> repay a loan 대출금을 갚다, level payments on capital and interest 원리금 균등 상환

The grace period was set at 3 years.

-> grace period 유예기간

 we agreed on a repayment period of the 20 years.

-> repayment period 상환기간

A fixed interest rate was applied for the loan period.

-> fixed interest rate 고정 금리

There was also a processing fee for the loan.

With my current financial status, I wouldn't have been able to buy a home by myself.

I am grateful that I was able to receive a loan to become a homeowner.

All that's left is to work hard and repay the loan each month.